Estimate your in-hand salary for any SSC post as per the 7th Pay Commission
Wondering how much you will actually take home after joining as an SSC MTS, CHSL, CGL, GD Constable or CPO Sub-Inspector? Use this calculator to get an instant estimate of your monthly in-hand salary based on your post, city category and the current Dearness Allowance (DA) rate, as per the 7th Pay Commission pay matrix.
Check the latest Dearness Allowance rate announced by the Government and update this field for a more accurate estimate.
This is an approximate estimate based on the 7th Central Pay Commission (CPC) pay matrix and standard allowance rules. Actual in-hand salary may vary due to income tax, DA revisions, posting location and other local deductions. Always refer to the official SSC / Government notification for exact figures.
Your SSC salary is not just the "Basic Pay" shown in the exam notification. The actual monthly credit — your in-hand salary — is built from several allowances, minus a few mandatory deductions:
Gross Salary = Basic Pay + Dearness Allowance (DA) + House Rent Allowance (HRA) + Transport Allowance (TA)
In-Hand Salary = Gross Salary − NPS Contribution − CGHS/CGEGIS Deductions
| SSC Post | Pay Level | Basic Pay (₹) |
|---|---|---|
| SSC MTS | Level 1 | 18,000 |
| SSC CHSL — LDC / JSA | Level 2 | 19,900 |
| SSC GD Constable | Level 3 | 21,700 |
| SSC CHSL — DEO / SSC CGL Tax Assistant / Steno Grade D | Level 4 | 25,500 |
| SSC CGL — Auditor / Accountant | Level 5 | 29,200 |
| SSC CPO Sub-Inspector / SSC JE / Steno Grade C | Level 6 | 35,400 |
| SSC CGL — Inspector / Assistant | Level 7 | 44,900 |
| SSC CGL — Assistant Audit Officer | Level 8 | 47,600 |
Dearness Allowance (DA): A cost-of-living adjustment revised twice a year (January and July) by the Government, calculated as a percentage of Basic Pay.
House Rent Allowance (HRA): Depends on the city you're posted in — 24% of Basic Pay for X-category (metro) cities, 16% for Y-category cities, and 8% for Z-category (other) locations.
Transport Allowance (TA): A fixed monthly amount that also carries DA on top of it, meant to cover commuting costs. It is higher for employees posted in higher Transport Allowance cities.
NPS Deduction: Under the New Pension Scheme, 10% of (Basic Pay + DA) is deducted every month and matched by the Government towards your retirement corpus.
It depends on the post and pay level allotted — in-hand salary typically ranges from around ₹25,000 for Tax Assistant (Level 4) to over ₹55,000 for Assistant Audit Officer (Level 8), after standard deductions and depending on the city of posting.
Yes. DA is added on top of Basic Pay and is revised periodically by the Government based on inflation, so your gross salary keeps increasing even without a promotion.
HRA depends on your city of posting: 24% of Basic Pay in X-category (metro) cities, 16% in Y-category cities, and 8% in Z-category (other) locations.
Yes, employees who joined Central Government service on or after 1 January 2004 are covered under the National Pension System (NPS), with 10% of Basic Pay + DA deducted monthly.